|Title||VP Credit Officer – 1738|
|Categories||Accounting, Banking, Finance, Financial Services, Loans|
Responsible for evaluating and making decisions on renewals, modifications and new deals ensuring quality and soundness for credit transactions. Manages the approval and commitment process (e.g. committees) ensuring compliance with Credit Policy and accuracy of documents and supporting exhibits. Works with Regional Managers and clients negotiating and communicating final deal structure and terms. (Loans range in size from $2MM to $150MM) Continuously monitors and proactively manages risk/exposure and compliance with Credit Policy for assigned portfolio. Visits clients and reviews client performance and financials. Provides guidance and mentoring to Credit Analysts and Credit Officers. Responsible for evaluating financial performance of borrowers, and based on a variety of factors, determining an appropriate risk rating.
|Qualifications & Requirements||
10+ years of experience as a Credit Officer, Loan Workout /Review Officer, or other related position. Hands-on experience underwriting middle market commercial loan transactions. 4 yr. degree in Finance, Business, MBA a plus, formal credit training preferred. Ability to interact with all levels of management, work within a team environment and work independently. Ability to work with large databases and data sets for extraction and conversion into useful business information. Expert knowledge of Microsoft Office, particularly Excel. Thorough knowledge of financial statements, accounting principles, credit policy, applicable laws and industry data sources.
|Education||4 yr. degree MBA +|
|Salary||very compettitive – call to discuss|