|Title||Sr. Commercial Credit Analyst – 1732|
Analyze all relevant industry, credit and financial data to evaluate the creditworthiness of potential and existing C & I and CRE borrowers and make appropriate recommendations regarding financing. Review financial statements, business trends, tax returns, spread sheets and the company’s ability to repay loan. Prepare credit write-ups for senior management and loan officers with recommendations. Credit requests will be C&I, CRE, and range in size from $500K up to $10MM+.
|Qualifications & Requirements||
5+ yrs. progressive experience in commercial credit, cash flow analysis and financial analysis for both C&I and CRE (construction and income properties). 4 yr. degree in finance or accounting, MBA a plus and formal credit trained preferred. Solid credit and analytical skills, good writing skills, proficient in Microsoft Office spreadsheet software.Knowledgeable of business lending, personal/business financial statements and tax returns, loan documentation, and related state and federal regulations.
|Education||4 yr. degree|